Borrow up to $50,000.
A decision within 3 days.
Apply in two minutes. No paperwork, no hidden fees, and no origination charge. See your estimated payment before you apply.
Loan calculator
See your monthly payment
Indicative at 9.99% APR
Estimated monthly payment
$230.70
Over 24 months · Total interest ≈ $537
Estimate only. Final rate and payment depend on your credit profile.
Up to $50,000
Loan amounts
3 days
To a decision
$0
Origination fees
256-bit
Encryption
How it works
Three steps to funded
No printing, no faxing, no branch visit. Just a short form and a fast answer.
01
Apply in two minutes
Tell us who you are and how much you need. We only ask for what we actually require.
02
Get a decision in 3 days
Our team reviews it fast and emails you the moment your status changes.
03
Receive your funds
Once approved, funds are sent to your bank account with your rate and terms up front.
Why SunLoans
Built to be simple and honest
No surprises, ever
What you see is what you pay. Here is our full fee schedule.
- Origination fee$0
- Prepayment penalty$0
- Application fee$0
- Hidden charges$0
Track every step from your account
Create a free account to follow your status and see your loan decision in one place.
Received
We have your application
Reviewing
Our team is on it
Approved
Rate and terms confirmed
Funded
Money on the way
Your data stays protected
Every application is encrypted with 256-bit security. We never sell your personal information.
Borrow exactly what you need
From a small bridge to a major expense, anywhere from $100 to $50,000.
FAQ
Questions, answered
How much can I borrow?
You can apply for anywhere from $100 up to $50,000. The amount you are approved for depends on your application details.
How fast will I get a decision?
Most applicants hear back within 3 days. We email you the moment your status changes, and you can check it anytime from your account or the Check Status page.
Are there any hidden fees?
No. There are no origination fees and no prepayment penalties. The rate and terms you are offered are exactly what you pay.
Will checking my estimate affect my credit?
No. The calculator on this page is an illustration only and does not touch your credit. Your real rate is set when you apply.
Do I need an account to apply?
No. You can apply without one. After you submit, you get an Application ID and can optionally create an account with it to track your status and loan decision.
Ready when you are
It takes about two minutes to apply, and you could have a decision within 3 days.
Start your application